How to Successfully Seize Your Debtor’s Assets

Business man smiling on the phone | Debt collection Michigan

If you know about your debtor’s assets, like inventory, equipment, vehicles, watercraft, or other personal or real property, you can ask the court to issue a writ to attach property, sometimes referred to as a “writ of execution” or a “writ to seize property. ”

We can help you form a successful debt collection strategy to seize your debtor’s property. Most states require that you use writs to attach property against personal property first and real property second. Certain types of property are exempt from execution. For example, a home owned by both a husband and wife would typically prevent attachment unless your judgment is against both of them.

How Does the Process Work?

You complete a writ to seize property, the court formally issues the writ, and the writ is then given to a court officer or deputy sheriff. After that, the following happens:

  • The officer contacts the debtor to see if the judgment can be paid without the need of a levy on assets, or the officer levies on assets to impress upon the debtor the importance of paying the judgment.
  • If the officer levies on the debtor’s assets, the assets are transported to another location for safe storage for a minimum of ten days. If many items are seized, such as the inventory of a business, the officer must inventory them and organize them for sale.
  • During the time the items are in storage, the debtor may redeem the assets by paying the full judgement, plus expenses and accumulated interest.
  • If the debtor fails to redeem the assets, the levied items are sold at a public auction. 
  • The levied items are sold, and the officer pays all costs and expenses associated with the proceeds from the sale.

We Specialize in Debt Collection!

At Muller, Muller, Richmond, & Harms, P.C., our debt collectors can help you build a strategy customized to fit your business needs. We want to ensure you receive the best possible outcome in pursuing your case. 

Since 1961, our top-rated lawyers have been dedicated to professionally and aggressively pursuing the money you’re owed in a straightforward, ethical manner. With offices in Birmingham and Grand Rapids, we handle claims against debtors located in Michigan, even if you are located out of state or out of the country.

Take the First Step! Our Attorneys for Debt Collection in Michigan Can Help You! 

If you need help settling a debt owed to your business by a debtor in Michigan, contact an experienced attorney who handles debt collection in Michigan. 

Let our experts handle all the work for you! Fill out the information form on our “Contact Us” page, or give us a call at 248-645-2440, to ask questions and figure out your next steps. Don’t let the money owed to you go away – get started today! We look forward to hearing from you!

Muller, Muller, Richmond, & Harms, P.C

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